Insurance Defense

Mount Sterling Insurance Defense Attorneys protect your interests in Kentucky

As a policyholder, you may need to work with your insurance company to defend yourself against liability claims for a variety of accidents that result in personal injuries or damages to property. Our insurance defense lawyers at White Peck Carrington, LLP provide superior legal guidance, and they are all backed up by attorney Carrington, who is a member of the prestigious American College of Trial Lawyers. We take a pragmatic approach to the law and provide realistic expectations for our clients, which allows you to make the best decisions possible for yourself and your business. Work with a legacy law firm that has been operating in Montgomery County since 1862.

Insurance defense issues in Kentucky

Insurance defense is an area of business law that covers a wide range of matters related to civil liability, including personal injury, workers' compensation, medical malpractice, wrongul death, car accidents, premises liability, defective products and more. If an insurance policyholder is responsible for an accident that causes an injury, insurance defense attorneys step in to assist with disputes associated with liability and situations in which they don't have coverage. Insurance defense lawyers are responsible for filing petitions and motions, attending hearings, and settling cases outside of court.

These are the common issues surrounding insurance defense:

  • Indemnification — This refers to the transfer of liability, typically from a policyholder to an insurance company. People pay premiums to insurers for indemnification related to personal injuries or property damage. The attorney works with claims adjusters to negotiate compensation for medical bills, lost wages and other expenses.
  • Coverage disputes — In some cases, there may be disagreements over what is and is not covered under a specific insurance policy. This usually happens when insured individuals file claims for something that’s not included in their policies or after their policy limits have expired. These issues may be related to clerical mistakes, disputes over which insurance company is liable, and situations in which an insurer believes a claim is fraudulent or has been overexaggerated.
  • Litigation — While most of these issues can be resolved without litigation, in some cases we may need to take a claim to court. This is often a costly and time-consuming process, which is why skilled lawyers do everything in their power to avoid it. In almost all situations, the preferred method of resolution involves mediation, arbitration or other alternative means.
  • Breach of contract — Issues involving a breach of contract may come up in relation to written contracts, oral contracts, implied contracts, the sale of an established business or interference with contractual relations.

Work with our skilled insurance defense attorneys in Mount Sterling today

For legal assistance related to insurance defense and other matters, speak with one of our experienced attorneys at White Peck Carrington, LLP today. Inquire about a initial consultation by calling 859.498.2872 or by contacting us online. Our firm’s office is located near the Montgomery County Courthouse in Mount Sterling, Kentucky.